Young Adults - OCHIA (2024)

FAQs

What is the income limit to qualify for Medicaid in NY? ›

Meet income eligibility requirements. (Examples: single adults earning up to $25,520; adults in family of four earning up to $52,400) Meet immigration status requirements. You can enroll in the Essential Plan any time of year. Apply online, over the phone, or in-person.

This law is sometimes referred to as the “Age 29” law, because it permits young adults to continue or obtain coverage under a parent's policy through the age of 29. The law provides two distinct ways in which coverage may be extended: a “young adult option” and a “make available” option.

Some people can stay on a parent's plan until age 30. Learn more about the "Age 29" law. Contact your college or university to see if they offer health insurance. If you can't get insurance, learn about your options for low-cost health care.

For 2024 the COLA is 3.2% and the income limits for “Non-MAGI” Medicaid have increased from $1,563/ month for a single person and $2,106/ month for a couple in 2023, to $1,677/ month for a single person and $2,268/ month for a couple in 2024.

This category includes people who are 65 and above, certified blind by the Commission for the Blind and Visually Handicapped, and certified disabled by Social Security or NY State (the official title for this category is “SSI-Related”). There are three levels of Medicaid for this category: Community Medicaid.

If the relationship is consensual and legal, there are no restrictions on two individuals of different ages dating in New York. Therefore, a 20-year-old can date a 17-year-old in New York. However, they must refrain from engaging in any sexual activity until the minor reaches the age of consent.

New York's Romeo and Juliet Provisions

Sex with a minor under 15 is a felony, but it's a misdemeanor if the minor is 14-15 and the offender is under 21. Sex with a minor under 17 is a misdemeanor, unless the minor is under 14. Sex with a minor under 19 is a misdemeanor if the offender is under 21.

A 30-year old is permitted to date a 17-year old in New York. Remember, in New York, the legal age of consent is 17, meaning that an individual 17 or above is deemed legally capable of providing consent.

Most young adults lose coverage from their parent's health insurance plans soon after they turn 26. This cutoff is because of the Affordable Care Act (ACA), which only requires health insurance companies to cover a dependent on a parent's plan until they turn 26.

Do I lose my parents' insurance the day I turn 26? ›

If you're covered by a parent's job-based plan, your coverage usually ends when you turn 26. But check with the employer or plan. Some states and plans have different rules. If you're on a parent's Marketplace plan, you can remain covered through December 31 of the year you turn 26 (or the age permitted in your state).

In the world of health insurance, age 26 is an important milestone. That's because, under the Affordable Care Act (ACA), young adults typically qualify for dependent coverage under a parent's insurance plan until the end of the year they turn 26. In some states, you can stay on a parent's plan past age 26.

If your monthly income is over the Medicaid level, you may still be able to get help with your medical bills. The amount your income is over the Medicaid level is called excess income. It is like a deductible.

A person of low income is one who is not a recipient of public assistance under the Social Services Law and whose income does not exceed (1) $6,500 or (2) such other sum not less than $6,500 nor more than $25,000 as may be provided by local law.

In New York, an applicant for Medicaid cannot own more than approximately $16,000 in assets. (Bank accounts, annuities, cash value of life insurance policies, etc., are counted.) While the Medicaid recipient is living in his or her home, it will be exempt.