Cigna Medicare Advantage members have access to a $0-premium plan in every Cigna market, and most of Cigna's members are in highly rated plans.
Kaiser Permanente’s Medicare Advantage plans are available in eight states and Washington, D.C., and Kaiser uses an integrated care model, so all providers are connected.
Here’s a look at how Cigna and Kaiser Permanente Medicare Advantage compare.
Cigna Medicare Advantage
3.75 CMS Star Rating Cigna plans are low-cost and member experience scores are about average, but star ratings from CMS have declined. (844) 905-0539 / TTY 711 8am - 11pm EST, 7 days a week Speak to a licensed insurance agent on MedicareEnrollment.com GET A QUOTE from MedicareEnrollment.com States available 29 states and Washington, D.C. Members in high-rated plans Medium (50% to 89%) Member experience 3.53 (Average) States available 29 states and Washington, D.C. Members in high-rated plans Medium (50% to 89%) Member experience 3.53 (Average) Pros Cons
Cigna
Other factors to consider
Provider size | 7th-largest provider of Medicare Advantage plans. |
Medicare Advantage enrollment | More than 580,000. |
Percent of plans rated 4 stars or higher | 46%. |
Percent of plans with $0 premium | 83%. |
Plans available | HMO, HMO-POS, PPO, SNP. |
Cigna Medicare Advantage service area
Kaiser Permanente Medicare Advantage
3.93 CMS Star Rating Kaiser Permanente plans get slightly below-average ratings, and the provider sells plans in only eight states and Washington, D.C. (888) 614-3549 / TTY 711 8am - 11pm EST, 7 days a week Speak to a licensed insurance agent on MedicareEnrollment.com GET A QUOTE from MedicareEnrollment.com States available 8 states and Washington, D.C. Members in high-rated plans Medium (50% to 89%) Member experience 2.30 (Below average) States available 8 states and Washington, D.C. Members in high-rated plans Medium (50% to 89%) Member experience 2.30 (Below average) Pros Cons
Kaiser Permanente
Other factors to consider
Provider size | 5th-largest provider of Medicare Advantage plans. |
Medicare Advantage enrollment | 1.9 million. |
Percent of plans rated 4 stars or higher | 43%. |
Percent of plans with $0 premium | 51%. |
Plans available | HMO, HMO-POS, PPO, SNP. |
Kaiser Medicare Advantage service area
Still deciding on the right carrier? Compare Medicare Advantage plans
Find the right Medicare Advantage plan
It’s important to do your research before selecting a Medicare Advantage plan for yourself. Here are some questions to consider asking:
What are the plan’s costs? Do you understand what the plan’s premium, deductibles, copays and/or coinsurance will be? Can you afford them?
Is your doctor in-network? If you have a preferred medical provider or providers, make sure they participate in the plan’s network.
Are your prescriptions covered? If you’re on medication, it’s crucial to understand how the plan covers it. What tier are your prescription drugs on, and are there any coverage rules that apply to them?
Is there dental coverage? Does the plan offer routine coverage for vision, dental and hearing needs?
Are there extras? Does the plan offer any extra benefits, such as fitness memberships, transportation benefits or meal delivery?
» MORE: Best Medicare Advantage plans
If you have additional questions about Medicare, visitMedicare.gov or call 800-MEDICARE (800-633-4227, TTY 877-486-2048).
