Which of the following is something that will not affect your homeowners insurance? (2024)

Which of the following is something that will not affect your homeowners insurance?

Expert-Verified Answer. The correct answer for this question above homeowners insurance premium would be option A. The one that is something that will not affect your homeowners insurance premium would be the distance of the home from school. In addition, the color of the home won't affect it as well.

Which of the following is something that will not affect your homeowners insurance premiums?

Option C is the most reasonable answer, because there's no way that the color of the house affects the homeowners insurance premium. A homeowners insurance premium refers to a monthly or annual payment to an insurance company which maintain the house and stuff insured.

Which of the following is not covered by homeowners insurance?

Many things that aren't covered under your standard policy typically result from neglect and a failure to properly maintain the property. Termites and insect damage, bird or rodent damage, rust, rot, mold, and general wear and tear are not covered.

Which of the following is something that will not affect your homeowners insurance premium brainly?

Final answer:

The distance of the home from a school will not affect your homeowners insurance.

What does not affect your property insurance premiums?

Your age. Your age does not typically affect your property insurance premium. The other factors listed can have an impact on your premium. Location of the property can affect the risk of natural disasters or crime, which can influence the cost of insurance.

Which of the following factors may affect your homeowner's insurance premium?

Homeowners insurance factors like your location, credit-based insurance score and claim history may all impact your rate.

Which of the following can affect your insurance premiums?

The factors that affect car insurance rates include your age, driving history and marital status and details about your vehicle, such as its model year. Discover if you are overpaying for car insurance below.

What does homeowners insurance not cover quizlet?

Typical homeowners insurance policies offer coverage for damage caused by fires, lightning strikes, windstorms and hail. But, it's important to know that not all natural disasters are covered by homeowners insurance. For example, damage caused by earthquakes and floods are not typically covered by homeowners insurance.

Which one is not protected by most homeowners insurance?

What is excluded on a homeowners policy?

Common exclusions in even the most comprehensive homeowners policies include: earth movement, such as earthquakes; sinkholes or landslides that damage your home; water damage, such as floods or sewer back-ups that leak through a pipe or seep through the foundation causing damage to your home; damage resulting from ...

What are the three types of risks that homeowners insurance covers?

Homeowners insurance policies generally cover destruction and damage to a residence's interior and exterior, the loss or theft of possessions, and personal liability for harm to others. Three basic levels of coverage exist: actual cash value, replacement cost, and extended replacement cost/value.

Which type of risk or risks are covered in homeowners insurance?

It offers broad coverage for your dwelling and personal belongings against all perils unless specifically excluded in the policy. This "all-risk" coverage protects your home from a wide range of events, including fire, theft, vandalism, and natural disasters.

Which of the following coverages is included in the homeowners policy but is not included in an unendorsed dwelling policy?

Which of the following coverages is included in the homeowners policy but is not included in an unendorsed dwelling policy? Liability & theft.

Which of the following is not included in property insurance coverage?

Damage or destruction due to vandalism, fire and certain natural disasters are all usually covered. So is your liability if someone is injured on your property. Certain catastrophes, like flooding or earthquakes, are generally not covered by basic homeowners policies and require specialized insurance.

What are four major exclusions found in homeowners insurance policies pertaining to real property?

Earthquake, flood, mold, earth movement, and “wear and tear” are some of the perils that are usually excluded.

What are some items typically excluded from property insurance?

What are examples of commonly covered and not covered homeowners insurance?

Most standard homeowners policies include repairs or replacement due to storm damage, fire, wind, or other causes included in your policy. Things like age, neglect, or wear and tear are not typically covered. Shrubs and plantings are similarly covered.

What factors affect how much you pay for home insurance?

Which of the following has the greatest impact on home insurance premiums?

The age of your home

If you live in an older home, you may also pay higher home insurance rates. The older the house, the more likely it is that aging materials could lead to damage. Older homes also may not be up to local building codes or current building standards.

Which of following can reduce your insurance costs?

How does risk affect insurance premiums?

Insurance companies charge higher premiums to higher-risk individuals because there is a higher risk they may have to pay benefits on the policy.

Which four factors most often affect the cost of auto insurance?

Which of the following do most homeowner's policies exclude coverage for?

Lightning, fire, and theft are all examples of perils are found under the exclusions section of every standard homeowners insurance policy. This means if your house or another structure on your property is damaged due to any of the following, your home insurance company won't cover the cost of repairs.

What are examples of commonly covered and not covered homeowners insurance situations ?]?

Typical homeowners insurance policies offer coverage for damage caused by fires, lightning strikes, windstorms and hail. But, it's important to know that not all natural disasters are covered by homeowners insurance. For example, damage caused by earthquakes and floods are not typically covered by homeowners insurance.

Which would normally not be included in a standard homeowners insurance policy quizlet?

b. The damage from normal wear and tear is one of the excluded perils from a typical homeowners' insurance policy.