Who is included in a household? | Covered California™ (2024)

FAQs

Who is included in a household? | Covered California™? ›

A household includes the tax filer and any spouse or tax dependents. Your spouse and tax dependents should be included even if they aren't applying for health insurance. Don't include anyone you aren't claiming as a dependent on your taxes.

For the Health Insurance Marketplace ^®, a household usually includes the tax filer, their spouse if they have one, and their tax dependents.

The Marketplace generally considers your household to be you, your spouse if you're married, and your tax dependents. Your eligibility for savings is generally based on the income of all household members, even those who don't need insurance.

Household income includes every member of a family who lives under the same roof, including spouses and their dependents. The incomes of everyone count even if they aren't all used to support the household. Household income also includes anyone living in that home even if they're not related.

Any Californian can get health insurance through Covered California if he or she is a state resident and cannot get affordable health insurance through a job.

A household includes the tax filer and any spouse or tax dependents. Your spouse and tax dependents should be included even if they aren't applying for health insurance. Don't include anyone you aren't claiming as a dependent on your taxes.

Household. A household consists of all the people who occupy a housing unit.

A household is a group of people who live together and share money (even if they are not related to each other). If you live together and share money, you are one household.

Member of your household means your spouse and any person related to you by blood, marriage or adoption who either lives with you or is away at school and anyone who lives with you and is in your or a relative's care or custody.

Usually, this will mean you, your siblings or step-siblings, or other financially dependent relatives who live in your household, like cousins or grandparents. Family members who live elsewhere but are supported by your parents are not included in this number.

How to calculate household income for Covered California? ›

Any financial help you get is based on what you expect your household income will be for the coverage year, not last year's income. When you calculate your income, you'll need to include the incomes of you, your spouse, and anyone you claim as a dependent when you file taxes.

The total of the income figures reported for all individuals at the same address is called the household income. Persons in households who are related by blood, marriage or adoption constitute family households, and the sum of their incomes is referred to as family income.

In 2024, an individual in a one-person household is eligible for some degree of Covered California subsidies if they earn up to $33,975 Meanwhile, that limit rises to $69,375 for a household size of 4. These numbers refer to your Adjusted Gross Income (AGI) as found on line 11 of your Form 1040.

Who is Eligible for Covered California? All U.S. citizens, U.S. nationals and noncitizens lawfully present in California may apply for health care through Covered California. Who is Not Eligible for Covered California? If you are not lawfully present in California, you are not eligible for a Covered California plan.

What is the difference in coverage between Medi-Cal and Covered California?​​​​ Medi-Cal is health coverage, just like the coverage offered through Covered California. Medi-Cal provides benefits similar to the coverage options available through Covered California, but often at lower or no cost to you or your family.

Covered California is the best option for getting an individual plan. You are still allowed to get insurance through an insurance broker, but there are four big reasons it is better to use Covered California: It's the only place where you can get federal or state help paying for your premiums and other health expenses.

Household members include the filer, spouse, dependents and all other individuals who normally live with you that are not dependents.

Either way, when it comes to calculating subsidy eligibility, you and your parents are considered one household for tax filing purposes, since they claim you as a dependent on their return.

Household members means persons who, for any period of time, are living or have lived together, are sharing or have shared occupancy of a dwelling, are engaged in or have engaged in a sexual relationship, or minors or adults who are dating or who have dated. " Dating" means a social relationship of a romantic nature.