State Farm, Geico, and Progressive are better than USAA, based on factors like average premiums, number of discounts available, and customer service record. Of the 10 largest car insurance companies, only Geico is cheaper than USAA, on average.
How USAA Compares to Popular Alternatives
| Insurance Company | Average Premium | WalletHub Editor Rating |
| $807 per year | 3.5 | |
| $796 per year | 4.4 | |
| $1,033 per year | 3.9 | |
| $1,032 per year | 4.1 | |
| $1,262 per year | 2.9 |
Note: Average premiums are based on drivers in California with minimum coverage. Actual rates will vary.
For more information about how USAA compares to its competitors, check out WalletHub's full USAA review.
This answer was first published on 09/19/23 and it was last updated on 03/27/24. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
