Aflac Supplemental Insurance (2024)

1 & 4 Investopedia – HMO. Updated July 22, 2022. https://www.investopedia.com/terms/h/healthinsurance.asp. Accessed Aug 16, 2022.

2 Investopedia – POS. Updated Mar 10, 2022. https://www.investopedia.com/terms/p/pointofservice-plan-pos.asp. Updated Aug 16, 2022.

3 Investopedia – PPO. Updated May 9, 2022. https://www.investopedia.com/terms/p/preferred-provider-organization.asp#. Accessed Aug 16, 2022.

Accident
Accident (35000 series)
In Arkansas, Policies A35100AR – A35200AR & A35B24AR. In Idaho, Policies A35100ID – A35200ID & A35B24ID. In New York, Policies NY35100 – NY35400, NY35B24 & NYB35OF. In Oklahoma, Policies A35100OK – A35200OK & A35B24OK. In Oregon, Policies A35100OR – A35400OR, A35B24OR & A35BOFOR. In Pennsylvania, Policies A35100PA – A35200PA & A35B24PA. In Texas, Policies A35100TX – A35200TX & A35B24TX. In Virginia, Policies A35100VA – A35400VA, A35B24VA & A35BOFVA.
Accident (36000 series)
In Arkansas, Policies A36100AR – A36400AR, & A363OFAR. In Idaho, Policies A36100ID – A36400ID, & A363OFID. In New York, Policies NY36100 – NY36400. In Oklahoma, Policies A36100OK – A36400OK, & A363OFOK. In Oregon, Policies A36100OR – A36400OR, & A363OFOR. In Pennsylvania, Policies A36100PA – A36400PA. In Texas, Policies A36100TX – A36400TX, & A363OFTX. In Virginia, Policies A36100VA – A36400VA, & A363OFVA.
Accident (37000 series)
In Arkansas, Policy A37000AR. In Oklahoma, Policy A37000OK. In Pennsylvania, Policy A37000PA.

Cancer/Specified-Disease
Lump Sum Cancer (72200 series)
In Arkansas, Policy A72200AR. In Idaho, Policy A72200ID. In New York, Policy NYR72200. In Oklahoma, Policy A7200OK, In Oregon, Policy A72200ORR. In Texas, Policy A72200TX. In Virginia, Policy A72200VA.
Cancer (75000 series)
In Virginia, Policies A75100VA through A75300VA.
Cancer (76000 series)
In Arkansas, Policies A76100AR & A761ESAR. In Idaho, Policies A76100ID & A761ESID. In New York, Policies, NY76100 & NY761ES. In Oklahoma, Policies A76100OK & A761ESOK. In Oregon, Policies A76100OR & A761ESOR. In Pennsylvania, Policy A76100PA. In Texas, Policies A76100TX & A761ESTX.
Cancer (78000 series)
In Arkansas, Policies A78100AR – A78400AR. In Idaho, Policies A78100ID – A78400ID. In New York, Policies, NY78100 – NY78400. In Oklahoma, Policies A78100OK – A78400OK. In Oregon, A78100OR – A78400OR. In Pennsylvania, Policies A78100PA – A78400PA. In Texas, Policies A78100TX – A78400TX.
Cancer (B70000 series)
In Arkansas, Policies B70100AR, B70200AR, B70300AR, B7010EPAR, B7020EPAR. In Idaho, Policies B70100ID, B70200ID, B70300ID, B7010EPID, B7020EPID. In Oklahoma, Policies B70100OK, B70200OK, B70300OK, B7010EPOK, B7020EPOK. In Oregon, Policies B70100OR, B70200OR, B70300OR, B7010EPOR, B7020EPOR. In Pennsylvania, Policies B70100PA, B70200PA, B70300PA. In Texas, Policies B70100TX, B70200TX, B70300TX, B7010EPTX, B7020EPTX.

Critical Illness
Lump Sum Critical Illness (73100 series)
In Arkansas, Policies A73100AR & A7310HAR. In Idaho, Policies A73100ID & A7310HID. In New York, Policy NY72100. In Oklahoma, Policies A73100OK & A7310HOK. In Oregon, Policies A73100OR & A7310HOR. In Pennsylvania, Policy A73100PA & A7310HPA. In Texas, Policies A73100TX & A7310HTX. In Virginia, Policy A73100VA.
Lump Sum Critical Illness (B71000 series)
In Arkansas, Policies B71100AR & B7110HAR. In Oklahoma, Policies B71100OK & B7110HOK. In Oregon, Policies B71100OR & B7110HOR. In Pennsylvania, Policies B71100PA & B7110HPA. In Texas, Policies B71100TX & B7110HTX.

Life
Life (63000 series)
In New York, Policies NYRRR63100, NYR63200, NYR63300, & NYR63500.
Life (64000 series)
In Arkansas, Policies A64100AR, A64200AR, A64300AR, & A64500AR. In Oregon, Policies A64100OR, A64200OR, A64300OR, & A64500OR. In Idaho, Oklahoma, Pennsylvania, Texas, and Virginia, Policies ICC64100, ICC64200, ICC64300, & ICC64500. Life (68000 series)
In Arkansas, Idaho, Oklahoma, Oregon, Pennsylvania, Texas, & Virginia, Policies: ICC1368100, ICC1368200, ICC1368300, ICC1368400.
Juvenile Life (65000 series)
In Arkansas, Policies A65JTORAR & A65JWOAR. In New York, Policies NY65JTO & NYR65JWO. In Oregon, Policies A65JROROR & A65JWOOR. In Idaho, Oklahoma, Pennsylvania, Texas and Virginia, Policies ICC0965JTO & ICC0965JWO.
Term & Whole Life (B60000 series)
In Arkansas, Idaho, Oklahoma, Oregon, Pennsylvania, Texas, & Virginia, Policies: ICC18B60C10, ICC18B60100, ICC18B60200, ICC18B60300, & ICC18B60400.

Dental
Dental (81000 series)
In Arkansas, Policies A81100AR – A81400AR. In Idaho, Policies A81100ID – A81400ID. In New York, Policies NY81100 – NY81400. In Oklahoma, Policies A81100OK – A81400OK. In Oregon, Policies A81100OR – A81400OR. In Pennsylvania, Policies A81100PA – A81400PA. In Texas, Policies A81100TX – A81400TX. In Virginia, Policies A81100VA – A81300VA.
Dental (82000 series)
In Arkansas, Policies A82100RAR – A82400RAR. In Idaho, Policies A82100RID – A82400RID. In New York, Policies NY82100 – NY82400. In Oklahoma, Policies A82100ROK – A82400ROK. In Oregon, Policies A82100ROR – A82400ROR. In Pennsylvania, Policies A82100RPA – A82400RPAR. In Texas, Policies A82100RTX – A82400RTX. In Virginia, Policies A82100RVA – A82400RVA.
Vision – VSN100 series
In Arkansas, Policy VSN100AR. In Idaho, Policy VSN100ID. In New York, Policy NYVSN100. In Oklahoma, Policy VSN100OKR. In Oregon, Policy VSN100OR. In Pennsylvania, Policy VSN100PA. In Texas, Policy VSN100TX. In Virginia, Policy VSN100VA.

This is a brief overview only. Benefits/premium rates may vary based on plan selected. Optional riders may be available at an additional cost. The policies have limitations and exclusions that may affect benefits payable. Refer to the policies for complete details, limitations, and exclusions. Coverage may not be available in all states, including but not limited to ID, NJ, NY, NM or VA

Coverage is underwritten by American Family Life Assurance Company of Columbus. In New York, coverage is underwritten by American Family Life Assurance Company of New York. Aflac WWHQ | 1932 Wynnton Road | Columbus, GA 31999

Z2201103

EXP 11/23

Aflac Supplemental Insurance (2024)

FAQs

What does Aflac supplemental cover? ›

Supplemental insurance can complement a variety of health insurance plans by providing specific coverage for accident, cancer, critical illness, hospital, short-term disability, dental, and vision. We can help provide support in one or multiple of these areas.

What is supplemental insurance cover? ›

(SUH-pleh-MEN-tul helth in-SHOOR-ents) An additional insurance plan that helps pay for health care costs that are not covered by a person's regular health insurance plan. These costs include copayments, coinsurance, and deductibles.

Can Aflac be a secondary insurance? ›

Aflac supplemental insurance provides an additional layer of financial protection for your employees and their families in the event of a serious accident or illness. For over 60 years, we've focused on giving customers the best supplemental insurance experience possible.

What will Aflac pay me for? ›

Aflac can help pay for ambulance trips, physical therapy, CT Scans, MRIs, confinement, blood transfusions, and medical appliances.

Is it worth getting supplemental insurance? ›

Who buys supplemental insurance coverage and why? You may be a right fit for additional insurance coverage if you: Have a family history of certain types of diseases, such as cancer, heart disease, stroke, etc. Want additional financial protection in the event of unexpected accidents or injuries.

What does Aflac not cover? ›

We will not pay benefits for confinement to an observation unit, or for emergency room treatment or outpatient treatment.

How much does Aflac pay for an MRI? ›

Major Diagnostic Exams Aflac will pay $150 when a covered person requires one of the following exams for a covered sickness: • CT scan • MRI (magnetic resonance imaging) • EEG (electroencephalogram) • Thallium stress test • Myelogram • Angiogram • Arteriogram These exams must be performed in a hospital, doctor's office ...

What illnesses are covered by Aflac? ›

The Aflac Group Critical Illness plan benefits include:
  • • Critical Illness Benefit payable for:
  • – Cancer.
  • – Heart Attack (Myocardial Infarction)
  • – Stroke.
  • – Kidney Failure (End-Stage Renal Failure)
  • – Major Organ Transplant.
  • – Bone Marrow Transplant (Stem Cell Transplant)
  • – Sudden Cardiac Arrest.

How is Aflac different than regular insurance? ›

Optional Critical Illness Rider - Pays cash for stroke, heart attack, etc. Aflac is different from major medical insurance; it's insurance for daily living. Aflac pays cash benefits to the policyholder, to use as they see fit. Aflac benefits can help with unexpected expenses.

Is Aflac a good policy? ›

Aflac is a financially sound and competitively priced insurer that provides a wide range of term and whole life policies and riders, adding more flexibility for consumers.

How much does Aflac pay for a colonoscopy? ›

$100 Aflac will pay $100 when a covered person requires one of the following exams, with or without biopsy, and a charge is incurred: arthroscopy, bronchoscopy, colonoscopy, cystoscopy, gastroscopy, laparoscopy, laryngoscopy, sigmoidoscopy, or esophagoscopy.

Will Aflac cover pre-existing conditions? ›

Disability caused by a Pre-existing Condition or reinjuries to a Pre-existing Condition will not be covered unless it begins more than 12 months after the Effective Date of coverage.

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